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Are Damages Caused by Wind and Severe Weather Covered? | Business

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Are Damages Caused by Wind and Severe Weather Covered?
Are Damages Caused by Wind and Severe Weather Covered?

Western New York is in the path of predicted 70 mph winds this weekend. Are you prepared for severe weather conditions when it comes to being covered by homeowners insurance? 

Many people are misled or confused as to what is covered and what isn’t on their homeowners policy. Some just assume they are covered for everything. This is not the case.

Damages caused by windstorms, hail, hurricanes and tornadoes are covered in all homeowners policies. However, some insurers may limit the coverage of homeowners residing in hurricane prone areas. Additional coverage may be purchased.

Flood damage is not covered in any homeowners policy and flood insurance must be purchased separately. 

All homeowners insurance policies list disasters that are not covered. Here are the most common: Flood or underground water, earthquakes, birds, rodents, insects or domestic animals, mudslides, settling or deterioration of the home’s structure, mold and lack of maintenance.

For more information regarding wind damage or to request a homeowners insurance quote, please visit www.gnagency.com, call Harry Norton at 675-5700 or email him at harry@gnagency.com ... and be sure to mention that you saw this article on WGRZ.com!

 

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